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Why Travel Insurance is So Important

The more I have travelled, the more I have realized how important travel insurance is. If the pandemic showed us anything, it’s how unpredictable the world can be (which reminds me…have you heard about The Longest Third Date?).

 

If you look at the United States Department of Transportation, Bureau of Transportation Statistics, you can see that so far in 2024 (and it’s only April!), more than 134,000 flights have been delayed and more than 22,000 have been cancelled.

 

Your vacation is likely a significant investment, so it makes sense to protect that investment.

 

Here a some of the things that travel insurance can protect:

 

  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Lost baggage and personal belongings
  • Baggage delay
  • Emergency accident & sickness medical coverage
  • Emergency medical evacuation
  • Missed connections
  • Itinerary changes

Before deciding what insurance to purchase, be sure to consider what your needs are.  Are you looking for trip cancellation insurance, medical/accident insurance, insurance for lost or damaged items or luggage, all of the above, or something else?

 

Listed below are what I consider to be a few of the best travel insurance companies around. If you’re traveling soon and considering buying insurance, you need to check these companies out!

 

Please note: if you click on a link below and make a purchase, Vacation Girl Travel may make a small commission at no additional cost to you, which helps keep out website up and running! We appreciate your support.

Travel Guard Insurance by AIG

Why we love Travel Guard: It offers a wide variety of options, and the website is user friendly. You can easily explore options and get a quote online. One you purchase insurance, there are a ton of tools on their website for accessing your policy, filing a claim, checking the status, and much more.

Allianz

Why we love Allianz: It has won many awards in the insurance industry and offers many different plan options. It also offers access to a 24/7 assistance hotline in case you need urgent assistance while you are traveling. Allianz also operates in 35 countries and has a very user-friendly website.

Travel Guard Insurance by AIG

Why we love Travel Guard: It offers a wide variety of options, and the website is user friendly. You can easily explore options and get a quote online. One you purchase insurance, there are a ton of tools on their website for accessing your policy, filing a claim, checking the status, and much more.

Allianz

Why we love Allianz: It has won many awards in the insurance industry and offers many different plan options. It also offers access to a 24/7 assistance hotline in case you need urgent assistance while you are traveling. Allianz also operates in 35 countries and has a very user-friendly website.

Travel Guard Insurance by AIG

Why we love Travel Guard: It offers a wide variety of options, and the website is user friendly. You can easily explore options and get a quote online. One you purchase insurance, there are a ton of tools on their website for accessing your policy, filing a claim, checking the status, and much more.

Allianz

Why we love Allianz: It has won many awards in the insurance industry and offers many different plan options. It also offers access to a 24/7 assistance hotline in case you need urgent assistance while you are traveling. Allianz also operates in 35 countries and has a very user-friendly website.

Nationwide Cruise Insurance

Why we love Nationwide Cruise Insurance: It offers three different cruise plans to meet the needs of a variety of travelers. The Universal Cruise Plan, which is intended for travelers taking shorter and more economical cruise vacations, offers coverage for trip cancellation, trip interruption, missed connections, itinerary changes, emergencies, and lost or delayed luggage.

Berkshire Hathaway Travel Protection

 

Why we love Berkshire Hathaway insurance: It has a wide range of plans, it claims to have the fastest claim payments in the travel insurance industry, it receives great customer feedback, and it is backed by a company that holds a financial strength rating of A++.

 

 

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